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Financial Wellness
Refers to learning to successfully manage financial expenses
Financial wellness means taking steps to live within your financial means and living
in, and planning for, future financial health. You can do this by planning financially,
creating a budget and learning to be a good consumer.
It includes income, debt and savings, as well as your understanding of financial processes and resources. Money plays a vital role in our lives and it impacts your health, work and academic performance.
It includes income, debt and savings, as well as your understanding of financial processes and resources. Money plays a vital role in our lives and it impacts your health, work and academic performance.
Questions to ask yourself:
- Do I “pay myself first” by setting some money aside for savings whenever I get a paycheck?
- Do I have a budget and do I stick to it?
- Do I use a credit card responsibly and try to live within my means?
- Do I read articles, watch videos and talk to people I trust to boost my understanding of personal finance?
The SMMC offers seminars and presentations on financial wellness and readiness topics, an emergency assistance program and confidential financial consultations and planning services.
Student Accounting manages all student billing and refunds, as well as the application of scholarships, grants and refunds.
Students facing housing insecurity can receive referrals to community resources and shelters, information about financial resources and connections to other assistance programs.
Don’t go hungry! Students in need can receive a bag of food, toiletries or hygiene products from the UNT Food Pantry presented by Kroger.
Financial Assistance
The Free Application for Federal Student Aid (FAFSA) determines your eligibility for financial aid. Nearly all students who complete the FAFSA receive some type of financial assistance.
Depending on your circumstances, federal, state or university grants may be available to help with college costs. Many grants are need-based.
Students may be eligible for loans including federal subsidized or unsubsidized loans, a parent PLUS loan, federal graduate PLUS loan or private education loans.
UNT employs more than 5,000 students through hourly jobs, work-study positions and Eagle Internships. Working at UNT is ideal for students due to its convenient location, flexible scheduling, social networking and the opportunity to develop relevant, transferable skills.
Various scholarships, grants, waivers and funding are available to international students.
Scholarships
Learn about the cost of attendance and various scholarships, grants, work study opportunities, loans, waivers and exemptions to help pay for college.
UNT awards thousands of scholarships each year, and the Eagle Scholarship Portal matches students to scholarship opportunities based on responses.
Many departments, schools and colleges administer their own scholarships with rolling deadlines and varying qualifications.
UNT staff are available to assist students with applying for competitive postgraduate awards such as Rhodes, Marshall, Fulbright, Madison, Truman, Mellon and National Science Foundation scholarships and fellowships.
External Resources
Complete CareComplete Care, a new family care benefit for UNT faculty, staff and students, pairs Kinside and Urban Sitter’s sitter service providers for backup and emergency child care, daycare and preschool services, babysitters and nannies, senior care, pet care, camps and school programs, basic household services and tutoring. UNT students can also sign up as service providers. |
Free guidance from financial and legal experts is offered through the EAP to faculty, staff, retirees and the members of their households.
The Employee Tuition Benefit covers Board Designated Tuition, Differential Tuition and Mandatory Fees for eligible employees and their dependents.
UNT offers no-cost employee and affordable dependent health insurance, as well as optional coverages like dental, vision, life and disability insurance, and flexible spending programs.
UNT offers benefits-eligible employees with sick, vacation, FMLA and other types of leave.
UNT employees are required to participate in either the defined benefit Teacher Retirement System (TRS) plan or Optional Retirement Program (ORP) plan.
UNT employees may choose to increase their retirement savings by participating in a 403(b) Voluntary Retirement Savings Plan or 457 “Texa$saver” Voluntary Retirement Savings Plan.
The UNT System offers discounts on computers and electronics, travel, fitness memberships, dining, travel, merchandise, cell phone plans, subscriptions and more through a variety of perk providers.
External Resources
Complete CareComplete Care, a new family care benefit for UNT faculty, staff and students, pairs Kinside and Urban Sitter’s sitter service providers for backup and emergency child care, daycare and preschool services, babysitters and nannies, senior care, pet care, camps and school programs, basic household services and tutoring. UNT students can also sign up as service providers. |
